Why Do Some Municipalities Require Permits for Shutter Installation?

Some municipalities require permits for hurricane shutter installation to ensure that shutters meet local building codes, provide adequate storm protection, and are installed safely. These regulations help prevent improper installations that could fail during a storm, putting homes and residents at risk.

Below, you will find answers to additional frequently asked questions related to shutter installation permits.

What Are the Main Reasons for Permit Requirements?

Municipalities enforce permit requirements for hurricane shutters due to:

• Building Code Compliance – Permits ensure shutters meet Florida Building Code (FBC) and Miami-Dade County standards in hurricane-prone areas.
• Wind Load Ratings – Permits verify that shutters can withstand the specific wind speeds in a given location.
• Structural Safety – Properly installed shutters protect not only the home but also surrounding properties from flying debris.
• Insurance and Liability – A permitted installation may be necessary for insurance coverage and wind mitigation discounts.

Skipping the permit process could result in fines, removal of non-compliant shutters, or lack of insurance coverage in case of storm damage.

Do All Types of Shutters Require Permits?

Not necessarily. Permit requirements vary by municipality and depend on:

• Shutter Type – Permanent shutters, such as rolling or accordion shutters, almost always require a permit. Removable storm panels may not.
• Location and Wind Zone – Homes in high-velocity hurricane zones (HVHZ) like Miami-Dade and Broward counties have stricter permit requirements.
• Building Type – Commercial properties and multi-family residences often require more extensive permitting than single-family homes.

It’s best to check with your local building department to determine if a permit is required for your shutter installation.

How Do I Obtain a Permit for Hurricane Shutters?

To get a permit, follow these steps:

1. Submit a permit application to your local building department.
2. Provide product approval documents showing the shutters meet FBC or Miami-Dade standards.
3. Include an installation plan detailing shutter placement and attachment methods.
4. Schedule an inspection after installation to confirm compliance.

A licensed contractor can typically handle the permit process on your behalf.

Find the Right Hurricane Shutters for Your Home

Installing code-compliant hurricane shutters ensures storm protection and regulatory approval. Scroll down to find the nearest Storm Smart showroom and call to schedule an appointment. Our experts can help you choose impact-rated shutters and guide you through the permit process if required in your area.