Can I Install Shutters Without a Permit and Request One Later?

Installing hurricane shutters without a permit and requesting one later is generally not recommended and may result in fines, legal complications, and required removal if the installation does not meet local building codes. Most municipalities require permits before installation to ensure compliance with safety and wind resistance standards.

Below, you will find answers to additional frequently asked questions related to obtaining a shutter permit.

What Happens If I Install Shutters Without a Permit?

If you install shutters without obtaining the required permit, you may face the following issues:

• Fines and Penalties – Many cities impose hefty fines for unpermitted construction.
• Code Violations – If your shutters do not meet Florida Building Code (FBC) or Miami-Dade standards, you may be required to modify or remove them.
• Insurance Issues – Homeowners’ insurance policies may deny claims if the shutters were installed without proper approval.
• Difficulties Selling Your Home – Unpermitted work can delay or prevent property sales and refinancing, as lenders may require proof of compliance.

While some municipalities allow after-the-fact permits, they typically require inspections and modifications, making the process more costly and time-consuming.

How Can I Apply for a Permit After Installation?

If you have already installed shutters without a permit, you may need to:

1. Contact your local building department to check if an after-the-fact permit is allowed.
2. Hire a licensed contractor to inspect the shutters and ensure they meet building codes.
3. Submit the required documents, including a permit application, product approval certification, and installation plans.
4. Schedule an inspection to verify compliance.

Keep in mind that if the shutters fail inspection, you may need to make modifications or replace them entirely.

What Are the Benefits of Getting a Permit Before Installation?

Applying for a permit before installing shutters ensures:

• Compliance with building codes and wind resistance standards
• Avoidance of fines, legal issues, and costly retrofits
• Eligibility for insurance discounts through wind mitigation credits
• Easier resale of your home with documented proof of permitted installation

The permitting process also ensures that shutters are properly installed to withstand hurricane-force winds.

Find the Right Hurricane Shutters for Your Home

Avoid the hassle of unpermitted installation by working with Storm Smart’s expert team. Scroll down to find the nearest showroom and call to schedule an appointment. Our specialists can help you choose code-compliant hurricane shutters and assist with the permit application process.