Do hurricane shutters lower insurance?

Installing hurricane shutters can possibly lower your insurance premiums, as many insurers offer discounts for storm-resistant upgrades that reduce the risk of damage to your home.

Below you will find answers to additional frequently asked questions from our readers about hurricane shutters.

Is it financially beneficial in the long run to invest in shutters?

Investing in hurricane shutters can provide long-term financial benefits. While the upfront cost may vary depending on the type and size of shutters, the potential reduction in insurance premiums can offset this expense over time. Additionally, shutters protect your home from costly damage during hurricanes, saving you from expensive repairs and reducing the risk of claims that might increase your insurance rates.

Will my insurer recognize this upgrade and offer discounts?

Most insurance providers recognize hurricane shutters as a storm-resistant feature and may offer discounts as part of their wind mitigation policies. To qualify for these discounts, your shutters must meet specific standards, such as being impact-rated and compliant with local building codes. After installation, you may need to provide documentation or schedule an inspection to verify the upgrade.

How much could I potentially save on insurance costs?

The amount you can save depends on your location, insurance provider, and the overall risk level of your area. In hurricane-prone regions, premium reductions for storm-resistant measures like shutters can range from 5% to 20%. These savings can add up significantly over the years, making hurricane shutters a valuable investment for both protection and financial relief.

Learn More about Storm Smart Hurricane Screens

Storm Smart offers premium hurricane shutters that not only safeguard your home during storms but can also help you qualify for insurance discounts. Our shutters are designed to meet the highest safety standards and provide reliable protection, giving you peace of mind and potential savings. Contact us today to explore our range of hurricane shutters and learn how we can enhance your home’s security while reducing your insurance costs.